Clearwater Financial is a municipal advisory firm dedicated to representing our client’s best interest in all aspects of municipal finance. Whether it is budgeting, banking, or bonds; Clearwater Financial assists local governments in making the cost-effective, and timely decisions critical to their success.

Clearwater Financial is named after the Clearwater River in northern Idaho’s Bitterroot Mountains. The beauty and tranquility of this natural wonder is what Clearwater Financial strives to instill in every municipal client relationship we are privileged to have.


Let us simplify your finance needs and get you the best results possible.


Founded in 2015, Clearwater Financial is the only Idaho based municipal advisory firm. It has been a dream of Founder Cameron Arial’s to change the way municipal finance is done. It is common for banks and investment houses to provide advisory services, but this typically is transaction motivated and starts and ends with the municipalities borrowing needs. Clearwater changes this paradigm by focusing on the long-term financial stability of our clients well beyond the transaction.


Municipal Finance

Economic Development and Municipal Planning

Banking and Investments

Budgetting and Accounting

Contract Negotiation

Bond Elections


Cameron Arial
Jace Perry
Municipal Advisor Representative
Madisen Gerard
Quantitative Analyst
Dallin McKenzie
Quantitative Analyst

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